Find A Brand-New Homes In the Eastside’s Most Desired Cities
Bothell • Kirkland • Kenmore • Woodinville • Redmond
Tired of bidding wars and outdated listings?
Explore the latest new construction homes with insider access to exclusive properties, builder incentives, and VIP tours — before they hit Zillow.
We Focus On Placing Families into New Homes.
"Brand New Keys. Better Built Dreams."
"New Homes Only. No Bidding Wars, No Fixer-Uppers."
"Modern Living Starts Here."
"Built New. Bought Smart."
"We Don’t Just Sell Homes—We Open Doors to What’s Next."
Crazy Benefits in Purchasing a New Home!
Builders Incentives.
Many builders offer financial incentives to attract buyers and close deals faster. These often include:
Closing Cost Credits — Builders may cover a large portion (or all) of your closing costs, potentially saving you $5,000–$15,000+ out of pocket at closing.
Interest Rate Buydowns — Builders frequently partner with preferred lenders to buy down your mortgage rate, reducing your monthly payment without you having to pay extra to get the lower rate.
Free Upgrades or Design Credits — Instead of spending money on after-purchase renovations, you could get premium flooring, countertops, appliances, or landscaping at no additional cost.
Lower Maintenance = More Budget Flexibility
🏠 Brand-New Systems — Your HVAC, roof, plumbing, electrical, windows, and insulation are all code-compliant and under warranty, so you won’t be dealing with emergency repairs or surprise replacements in your first few years.
🧾 Fewer Repair Bills — Unlike older homes where an unexpected $8,000 roof repair or $5,000 furnace replacement can derail your budget, new homes give you predictable monthly expenses.
💳 Warranties = Reduced Risk — Most builders include a 1- to 10-year warranty covering everything from structural elements to systems and appliances. That means if something does break, you’re usually covered — not out of pocket.
Appraisal and Financing-Friendly
📊 Appraisals Align with Contract Price – New homes are typically priced based on builder models and nearby sales of identical or similar new builds. This means appraisers have clean, recent comps to work with, and your property is more likely to appraise at or near the agreed price. That reduces the risk of last-minute price renegotiation or loan denials.
🔍 Easier Inspections = Fewer Surprises – Since the home is brand-new and built to modern codes, it’s highly likely to pass inspection without issues. No failing roofs, faulty wiring, or leaky basements to derail the deal.
🏦 Mortgage Underwriters Love New Homes – From a lending standpoint, new homes are considered low-risk assets. They require fewer repairs, are less likely to lose value quickly, and typically attract qualified buyers. This makes it easier for mortgage underwriters to approve the loan with fewer conditions or delays.
Is it possible to get a "5.99% interest rate?" Yes, it is!
Many builders are offering rate buydown incentives to attract buyers. These can lower your rate to as low as 4.99% or 5.5%, depending on the market and loan type.
Common options include:
Permanent buydowns (builder pays points to permanently reduce your rate)
Temporary buydowns (e.g., 2-1 buydown: 2% lower in year 1, 1% lower in year 2)
HOME SELLER CONCESSIONS
Conventional loans, FHA loans, VA loans, and USDA loans all have limits on seller concessions.Conventional Loans: Sellers can contribute 3% to 9% of the sales price, with the limit depending on the buyer's down payment amount. For example, a 3% contribution is allowed if the down payment is less than 10%, while a 6% contribution is permitted for down payments between 10% and 25%.FHA Loans: Sellers can contribute up to 6% of the purchase price towards closing costs.VA Loans: Sellers can pay all customary closing costs and up to 4% towards discount points and buyer debts.USDA Loans: Sellers can contribute up to 6% of the purchase price.
LET US HELP GET YOU INTO A BRAND NEW HOME, WITH AN EXCELLENT RATE.
Many builders are offering thousands in closing cost credits, free upgrades, and interest rate buydowns — but most buyers miss out on them. We have direct relationships with local builders and know how to structure deals that take full advantage of these offers — saving you $10,000 or more in upfront costs.
🔑 Your New Home Awaits — Let’s Lock in That Excellent Rate Today
🏡 We Make New Homes Affordable — Great Rates, Zero Stress
💰 Brand-New Home, Below-Market Rate — We’ll Help You Get Both
🛠️ Builder Incentives + Smart Lending = Your Best Deal Yet
4.8
5, 432 Customer Reviews
Google Rating
A+
987 Positive Reviews
Certifications
Mary Hurlbert
Chris Butaud and his team are professional and they know the intricacies of their industry and worked diligently on my behalf. I highly recommend Cleveland Street Mortgage!
Pete Bourgeault
I don't think I would buy a house without Chris as part of the team. He is a man of integrity, sound business sense, and humor. We pat ourselves on the back for making the choice to go with Chris and Cleveland Street Mortgage.
Chris H
I never leave reviews but Chris deserves it, he's seriously the best. Worked with him twice now and can not recommend him more. He takes so much time with every client, laying out every option, always working hard to find what's best for you. Give him a call, you'll be leaving a 5 star review before you know it.
Billy Jackson
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Quisque nisi nunc, tincidunt non nibh non, ullamcorper facilisis lectus. Sed accumsan metus viverra turpis faucibus, id elementum tellus suscipit. Duis ac dolor nec odio.
© 2025 Cleveland Street Mortgage, LLC. All Rights Reserved.
855-594-4722
